The role incumbent will be responsible for managing a team of credit managers along with end-to-end credit underwriting and disbursal of mortgage retail loans.
- Managing a team of credit underwriters for the said location
- Portfolio management of managed location for early warning signals
- Ability to underwrite with a balance of policy and processes with adequate judgement for prudent portfolio management.
- Detailed financial knowledge of P&L / Balance Sheet and financial ratios
- Support and train the team of credit managers along with keeping an oversight of processes and policies
- Disbursal of Mortgage Loans including all checks and verifications
- In-person meetings and discussions with clients
- Responsible for maintaining the processing TAT of the location
- Participate in and clear regular internal and external audits
Vendor management, including quality monitoring
4 – 8 years
Mandatory Qualification – Post Graduation in Finance / Chartered Accountant
CA who has worked in companies with large ticket size mortgage loans, process driven companies
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